An Overview of Market Structure for Investor Relations Professionals Bond Investing: Is It A Safer Place For Your Money? Investors and Speculators Affected by Housing Market Crash Investors Looking to Invest Again in the Canadian Stock Market New Year's Resolutions For Stock Market Investors Stock Trading Versus Stock Market Investing Who Needs A Notary Public Bond Learn Forex Trading - The 4 Fundamentals Of A Good Trading Market Stock Market Trading Tips and Suggestions Tips for Investors to get through the Real Estate Market Building the Bond in your Relationship Property Investors! Are You Under Pressure? Michael Lombardi

The Omnibus Bond Market Action: What it Means for Investors

Finance Articles | December 9, 2010

Could the unthinkable be happening in the U.S. bond market?

Yesterday, the U.S. Treasury Department sold just over $30.0 billion in three-year treasury notes and it wasn't seeing the action it's used to seeing.

There is usually more demand for treasuries than what the government offers. But, yesterday, demand was only 2.9 times the amount of treasuries offered, which was below the approximate usually demand of about 3.2 times. So rates moved higher on bonds.

And, boy, did they move higher. The bellwether U.S. 10-year note started out yesterday morning at a yield of 3.03%. It ended the day at about 3.16%. Quietly, the yield on U.S. 10-year treasuries has risen from 2.6% at the beginning of November to 3.16% yesterday, a gain of 21% in less than 40 days. This means (as I have been warning for months) that the bond market and bond investors are getting hammered.

The yield on the 10-year Treasury is now at its highest level since June of this year. If the point behind the Fed's Quantitative Easing Part II measure was to lower long-term yields, I don't see it working.

I've written extensively on these pages about how my biggest fear for 2011 is higher interest rates. Rising rates will be damaging for the economy and the stock market. With the stock market being a leading indicator, maybe, just maybe, this year's gain of only 8.9% on the Dow Jones is an indication that interest rates will be a problem in 2011.

My opinion remains unchanged: For the remainder of 2010, I'm looking for strong markets. Looking into 2011, I start to get cautious.

Michael's Personal Notes:

Rarely, rarely, do I comment on people outside the financial world, but I was overwhelmed last night to hear that Elizabeth Edwards had passed away. Elizabeth was separated from former U.S. Senator John Edwards.

Ms. Edwards fought cancer during two of her husband's failed runs for high political office (first for President, then for Vice President), lost a teenage son to an automobile crash, and dealt with her husband's high-profile infidelity. She is survived by two young children, a daughter of 12 and a son of 10.

Why do I mention all this? Because it is at times like these when you realize how fragile life can be. Elizabeth Edwards passed away at the ripe age of 61. She probably endured more tragedy than most of us will in life. But no matter how difficult things got for her, she plowed ahead and persevered. And, to me, that is what life is about: never giving up. If you have a chance, you should look at her 2009 book, Resilience, published by Crown Archetype. It truly is a reflection on the burdens and gifts of facing life's adversities.

Where the Market Stands; Where it's Headed:

The Dow Jones Industrial Average opens this morning up 8.9% for 2010. Yesterday, the Dow Jones came within a single point of crossing over the index's 52-week high.

Actually, if the Dow Jones were to pass its 52-week high of 11,451, it would be at its highest level since September 2008. Comparatively, if we look at the economy, doesn't it feel like the economy is at about its best level, strength wise, since September 2008?

This morning, The Home Depot, Inc. (NYSE/HD) announced that it expects sales for 2011 to rise by only 2.5%, while profits are expected to rise about 10%. This scenario is common with many big companies these days: They are seeing marginal top-line revenue, while profits run higher, as expenses (often labor) have been trimmed over the past few years. I expect to see more Home Depot Outlook 451 Error,Outlook Error 0x80048002,Outlook Error 0x800ccc81,Outlook Express Error 0x800ccc0b,Outlook Express Error 0x800ccc0f
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Growing a business and taking it up to the highest level possible is all about knowing all of the right people. It's true; having good contacts is what spells success and that's why you need to make sure you do the right sort of business networking and ensure that your approach to this sort of activity is effective. Business networking happens in all corners of every industry and while it is helpful to know the major players in your niche, if you want to take your business up a notch or two you need to network as often as possible. Efficient business networking requires you to leverage various skills/resources to make the most out of it...

Focus on Giving, Not Taking: Forming a powerful business network requires you to focus first on giving instead of on taking. Of course, before you can receive, you need to see what you are giving in the beginning. This makes it much easier for you to effectively network with others and get a great response from them.

When you're the one who initiates the first contact with someone else you need to show that person the things you can offer to them so that he or she will feel comfortable enough to give back to you. This is the way that "give and take" works within the world of business networking and it proves to be very beneficial in the long term.

Push the Envelope: Success with business networking lies in how you go about the whole process in comparison to the others. If you'd like to earn more points and gain higher quality contacts then you need to go the extra mile and do more than everybody else. Push the envelope and watch while your efforts take you further than the efforts of others. There should be a mix of dedication and [censored] verance so that you don't quit midway; there will be times when things slow down, but this is when you should try and give your best.

Use Effective Time Management: When you run your online business, you are going to have to oversee so many different parts of your business and building your network and contact list are just a couple of the things that will need your attention. Obviously though because you need to be able to network effectively to grow your business, you need to learn how to properly manage your time to make sure that you dedicate enough of it to this particular task. Effective time management will help you in many ways as you build your business network so keep it at the forefront of your mind.

You need to put lots of prep into your business networking activities because if you just go on and on about it aimlessly, there's a chance that you are going to wind up making only mediocre contacts who won't really help you a lot. Create a plan of action and be consistent in your efforts so that you will know for sure that you're growing your business network and building your business as you move forward. You might have to wait a little bit before you see some real results but if you make all of the best contacts there isn't anything like it.

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Cheap Gaming Laptops - Where To Find Them? The Best Gaming Laptops Arent Always Built Custom Help yourself in choosing a Mini laptops Extreme Gaming Laptops: When Is A Laptop Not A Laptop? How To Choose The Best Gaming Laptop The Best Laptops Under $1000 Offer Impressive Features JR Lang

Key Features of the Best Laptops for Gaming

Computers Articles | August 17, 2008 The best gaming laptops have specific features that allow for the best gaming experience.

There are several key features that are required to deliver the optimal gaming experience on laptops.


The best laptop for gaming, will have the best, quickest and latest possible graphics. When considering a laptop with the purpose of gaming make sure to look for the latest graphics card/graphic chipset. Also be sure to check the specs of the laptop to see if you could upgrade the graphics card on your laptop as the need arises (for most laptops this is standard).

Some of the best graphic chipsets are NVIDIA, ATi Mobility Radeon 9700, Intel's Graphics Media, or ATi's Mobility FireGL V3200.

NVIDIA graphic chipsets have integrated graphics cores that are notably smarter than those of any other integrated chipset from any other manufacturer to be met in the marketplace nowadays and is optimal for 3D gaming.

The ATI Mobility Radeon 9700 graphic chipset will make your laptop perform a variety of functions, including 3D, HDTV, mobile video editing studio and graphic processor. Also the Radeon 9700 is not only a quality Graphics Card it will also give you better performance while saving battery power.

Other common graphic chipsets include, Trident S3, STMicro, 3D Labs, Matrox, and SIS.


RAM is a crucial factor in getting the best laptop for gaming. Simply put RAM, or random access memory, refers to the amount of programs you can run on your laptops without running into slow downs. 512MB of ram is optimal for the serious gamers as this will allow for the large memory needed to run graphics that are required for gaming. Basically more RAM equals a better laptop for gaming. Some laptops come with as much as 2GB of RAM! RAM is essential for running video graphics, 3D, and for gaming in general.

Laptops also have what is called dedicated video RAM (VRAM) that is memory, which usually comes with a graphics card (ATI Radeon, NVIDIA GeForce, etc...) and has its own memory in MB which includes 32MB, 64MB, and 128MB. This is a special RAM that is used by the video adapters inside the laptop and only handles graphics and visuals. VRAM is especially helpful for 3D gaming. Today the NVIDIA nForce is considered as one of the best graphics card.

Overall the best option for gaming is to pick a laptop with the highest VRAM graphics card you can afford. A good way to find out what memory you might need is to refer to the back of your games or media software CD-case or manual to see the "system requirements" for the video memory requirements.


The best laptop for gaming has lots of CPU speed. Nothing is more annoying than to be in the middle of a game and have the computer freeze or crash. The processor is the computers brain or center and the quality determines how your computer will perform. The speed of a processor is presented in gigahertz (GHz. While there are many brands and types of processors, one of the best available today is the Intel Core 2 Duo. And the best laptop for gaming has a speed of 2.4GHz or more.

As far as the hard drive goes, it is best to go with a SATA. SATA, or Serial Advanced Technology Architecture is best for laptops, it uses less power than other hard drives and is not limited to a particular clock speed. Make sure to check the hard drive speed, 7200rpm is the highest and best for for a gaming laptop.


The screen specifications for gaming laptops play an important role. Obviously the bigger the better, 17 inch wide screen will deliver a magnificent gaming experience. Resolution and display quality should be able to handle the graphics for 3D gaming.

While there are several display resolutions available, the best is WUXGA, which stands for Widescreen Ultra extended Graphics Array and is a display resolution of 1920 by 1200 pixels (2,304,000 pixels) with a 16:10 screen aspect ratio.

So in the end the best laptop for gaming is a combination of graphics, RAM, processor speed and screen display. Keeping this formula in mind when purchasing your gaming laptop will provide you with the ultimate gaming experience.

Today Dell is considered to have the best laptop for gaming, as in the Dell XPS M1730, which comes fully loaded with all optimal features for the best gaming experience. It also comes with a huge retail price tag. Something to consider is in a world where the Internet provides a huge arena where lots of sellers and merchants compete for your business, lots of money can be saved by avoiding retail merchants and purchasing gaming laptops at a discount price.

Article Tags: Gaming Experience, Best Laptop, Graphics Card, Graphic Chipsets, Radeon 9700

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I was just wondering if you like to save money? Was also wondering if you shop online? If this is the case then you want to get your hands on free Home Depot coupon coupon codes. Every year people same hundreds of thousands of dollars on their Home Depot coupon purchases by using these codes. Free Home Depot coupon coupons are a great way to save money on your purchases but there are some things you do need to know. In the last few months I have been swamped with emails about the free Home Depot coupon coupons. Some were great emails and some weren't so great. The great emails were the people expressing thanks. The not so great emails were people who got codes that didn't work.

For this reason, you have time, patience and know how to free Home Depot coupon coupons Christmas. So I decided to be among you.

What people are now turning to the internet for shopping and of course the savings is due to the multitude of opportunities. There are numerous websites that offer something for sale. , Others are seeing a wide variety of products, but there are several sites with just one type of product.

However, since they are only valid for about three months, but even if you do not use all thirty years, even with more than ten of these coupons will count Wendy and save some money.

A lot of people are looking at Christmas Tree on Home Depot coupon my attention.

Some people are actually trying to charge people for the codes. At the end of the day, it is a scam in its full force. sale on Home Depot coupon, you can see the salvation of the codes I did a little research.

Make fun coupons for your reward. If you are computer savvy, then you can always make them on your computer. They can be just as big as the full page.

You can view the handbags on the site, or you can find coupons on the site. Many people receive a coupon you used, but others will be used.

time shopping online, just stop and take time to see if you can find a coupon code to the web site of India is going to buy something. The code is easy to find and can actually help you save money.

Use the coupon code for purchases so that the maximum value for your money!

they want to have a given property, such as Shopping is a fun activity for many people. Some people who want to travel and go to the store to go out every second, most of them are addicted to buying things even when I do not want to.

Many times, where you can save an extra 15-20% off entire purchase, and it really helps if you try to shop on a budget. Remember saving money during the holidays is one of the best things you can do.

Many manufacturers offer different models of this rod. Most plans include a bar height adjustable and can be disassembled for transport or storage. Many parents use the Internet when buying a gymnastics bars.

Other stores do not allow customers to stack coupons. Of course, you want to shop at stores that do this, but the only way to know the difference is inquire. What is stacking? promotional stacking is what happens when you have two different and legitimate coupons that affect the purchase of the same object. For example, you can stack in overall percentage, forty-coupon discount on top of one of the discount of a particular item. home depot discount coupons

Make sure to check expiration dates on coupons before you want to use. Sign up for e-mail or catalog be sure to receive the latest coupons for items you are interested in Many retailers offer the opportunity to use your coupons to other stores when making a purchase. So if you find that you want to use coupons for your favorite store, which is your competitor may be a possibility. You may also want to take the time to call the store you want to use the coupon before competing there.

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New Zealand and Australia share a lot of cultural similarities because they are adjacent, but you will experience difference in both of them when you visit there. New Zealand offers unique experience, rich in cultural history, memorable landscape, adrenaline pumping adventure sport, and spectacular sightseeing. Whereas, Australia is a South Pacific getaway blessed with friendly people, beautiful beaches and a whole lot of nothing called the outback.

Flight seeing on Celebrity Cruises offers you a breathtaking perspective of the massive landscapes of Australia and New Zealand. If you have three hours or less to spare for an aerial trip, you can go for short flights on helicopters organized by Celebrity Cruise staff that will take you to the more famous parts of the region.

Celebrity Cruise will make the arrangements for you to book helicopter trips while you are on dock either in Australia or New Zealand. You can opt for private flights or go on group deals. A designated tour guide will accompany you on your flightseeing so you will be sure not to miss any significant spots while looking over from the helicopter.

While gliding over Australia, you will be able to view the spectacular colors of the Great Barrier Reef. There is no better way of appreciating the beauty of this region than to view it from above. You will be able to experience the totality of its splendor as you view it thousands of feet from the top.

The region of Queenstown in Australia is also a famous spot for flightseeing. You have to travel to the northwest airport of the town in order to board your helicopter. Queenstown offers a breathtaking landscape view from the air so the effort in going there will definitely be worth it.

Just like Australia, flightseeing has always been considered as one of the best ways to get a panoramic view of the scenic terrain of New Zealand. This country is blessed with a beautiful mix of mountains, rivers, lakes, glaciers and fiords. Thus, you can better appreciate the beauty of the country if you will be viewing it as a whole. Celebrity Cruise can arrange for an aerial flightseeing tour over New Zealand while your luxury vessel is docked on its port.

New Zealand’s popular tourist resort towns each have helipads designed to take you on a flightseeing tour across the region. Even if your outing is unplanned, there is a good chance you will be able to book a flight at the last minute since there are a number of trips available at any given day.

Over the South Island of New Zealand, you can see Mt. Cook and the Westland National Parks which both offer a stunning view from the air. It will be best to travel around the region during winter so you can catch a glimpse of the snow-capped summits of Mt. Cook and Mt. Tasman.

Flightseeing is a must for every traveler who wants to experience Australia and New Zealand from a unique perspective. Celebrity Cruise will make this possible for you and will take you from your ocean adventure into your flightseeing trip where you will enjoy the view and the blue skies.

If you want something unique and adventurous in a world with lot of excitement choose Australian Celebrity cruises, this cruise line allows you to simply focus on the fun. During New Zealand Celebrity cruise visitors can experience sheltering in an ice cave, braving an Antarctic storm, icy slopes, and many more fun activities.http://blog.pcerrorfixer.net/
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